Canadian travel insurance, explained properly

Welcome to Canada Travel Insurance

Coverage for visitors to Canada, Canadians travelling abroad, snowbirds and students. Choose your trip and we'll show you what matters, then compare prices side by side.

Already know what you need? Compare prices and get a quote →
  • Insurers priced side by side
  • Up to $10M emergency medical
  • 24/7 emergency assistance
  • Licensed advisor in Whistler, BC

Real quotes, side by side

Compare prices in seconds

Prices checked November 6, 2026

Age
Stay
Coverage

Visitor from the US to BC, age 25, 1 month, $100K emergency medical, $0 deductible.

  • TuGo logo
    TuGo BasicVisitors to Canada · No cover for pre-existing conditions
    $87.90Get my price
    TuGo ComprehensiveVisitors to Canada · Covers stable pre-existing conditions and side trips; sports option
    $113.13Get my price
  • GMS logo
    GMSVisitors to Canada
    $106.50Get my price
  • Allianz Global Assistance logo
    Allianz Global AssistanceVisitors to Canada
    $110.10Get my price

Illustrative prices from each insurer's public quote tool on November 6, 2026, for one healthy non-smoking traveller, trip starting December 1, 2026. Plans differ in what they cover, so check the plan details before you buy. Travellers 60 and over answer health questions, which can change the price. Rates change often and are not an offer of insurance. We are paid by the insurers shown (GMS, TuGo and Allianz Global Assistance).

What actually matters

Six things that decide whether a claim gets paid.

Ranked by how often they matter. Hover or tap a card for a real-life example.

See how this works for visitors →

How it works

Three steps. No phone calls.

1

Tell us about your trip

Two quick questions take you to the page built for your kind of trip.

2

Know what matters

We explain what's included, what to add and what to skip, in plain language.

3

Quote and buy online

Quote on the insurer's secure site. Your policy arrives by email within minutes.

Sky, our blue jay guide

Not sure what you need? Ask Sky.

Instant answers about coverage, eligibility and claims, in English or French, any time of day.

Good to know

Questions travellers ask us most.

Do I need travel insurance if I have a provincial health plan?
Yes. Your provincial plan pays only a small part of medical costs outside your province, and nothing for many things, like an air ambulance home. Travel insurance covers the emergency costs your plan doesn't.
I have coverage through work or my credit card. Is that enough?
Often not for longer trips. Many plans cover only a set number of days or have age limits. A top-up plan can start the day your other coverage ends.
Why don't you just sell one insurer?
Because no single insurer is best for everyone. One may be cheaper for a quiet visit, another may cover the bike park or a recent medication change. We show you the difference so you can choose.
What do I do if I need to make a claim?
Call the 24/7 emergency number on your policy before you're treated whenever you can. Keep every receipt and report, then file your claim with your insurer online.
Who are you?
Canada Travel Insurance is powered by Ocean Sun Financial Group, an insurance agency based in Whistler, BC. Your insurer is named on your policy.