Most standard travel insurance covers recreational diving only to shallow depth limits (often 18m/60ft) and excludes anything beyond open-water certification — technical, wreck, and cave diving are routinely excluded. The real exposure is decompression sickness, and the treatment for that is a hyperbaric chamber, which standard policies frequently don't name and therefore don't pay for.
Add TuGo's Sports & Activities Coverage at quote time and scuba diving is covered — not excluded.
A single hyperbaric chamber treatment can cost $5,000–$15,000+, and serious cases need multiple sessions plus medevac to a chamber.
Ear, sinus, and lung barotrauma often need ER visits and imaging — straightforward, but not free for a non-resident.
Diving the BC coast or Atlantic wrecks can mean a long medevac to the nearest chamber — the transport alone can exceed $20,000.
Cost figures are illustrative ranges for non-resident care in Canadian hospitals. Actual costs vary by province, facility, and treatment.
Most insurers exclude scuba diving. TuGo doesn't have to. Add the Sports & Activities Coverage at quote time.
Get a Quote See all covered activitiesOne night in a Canadian ICU can top $14,000 — without coverage, that's on you.
Cost reality