Snowbird Travel Insurance
Long-stay travel insurance for snowbirds
Heading south for the season? You need more than a week of coverage. Get long-term emergency medical plans built for months abroad, with stability rules that fit your health history and automatic extensions if you're delayed.
Six months of sun. Zero months of worry.
Six months in the sun is the dream. Six months of wondering whether your coverage will actually pay out if something happens is not.
Snowbird plans are built different — designed for months-long stays, not two-week vacations, with automatic extensions if you're hospitalized or delayed and prescription coverage that doesn't quit while you're away. Pack the sunscreen. We'll pack the safety net.
Long-term coverage
Plans for trips of 30, 60, 120, 180+ days — built for seasonal living, not vacations.
Pre-existing condition support
Stability periods from 7 to 365 days by age and trip length — we'll help you find a plan that fits.
Emergency medical up to $5M
Hospital, physician, ambulance, prescription refills, and emergency dental.
Automatic extensions
If you're hospitalized or delayed, your coverage extends automatically — no need to repurchase.
Built for extended absences
Most travel insurance caps trip length. Snowbird plans are designed for months-long stays, with automatic extensions if you're hospitalized or delayed.
Stability that works for 60+
Age 60–69 needs 180 days stable; 70+ needs 365 days. We help you understand exactly what your health history means for coverage.
Top-ups & extensions
Extend your trip if you stay longer, with automatic extensions when hospitalized or delayed — no need to repurchase from scratch.
Prescription drug continuity
Up to 30-day supplies, with full coverage during hospitalization and a 30-day supply on discharge.
180+ days
Long-stay plans
$5M
Medical limit
24/7
Assistance
60+
Specialist plans
Ready to get covered?
Heading south for the season? Let's find a long-term plan that matches your health history and your winter address.