Snowbirds & Seniors
Snowbird & senior travel insurance — for the long, warm escape
Canadians heading south for the winter need more than a week of coverage. Get long-term emergency medical plans built for months abroad, with stability rules that fit your health history.
You've earned this. We'll make the paperwork painless.
The bags are packed, the condo's waiting, and the only thing between you and six months of sunshine is a pile of insurance forms written in a language only an actuary could love. We translate it.
We know exactly what pre-existing condition stability means for your age, your health history, and your winter address — and we'll find the plan that fits, not the one that's easiest to sell. Safe travels, warm winters, zero surprises.
Long-term coverage
Plans for trips of 30, 60, 120, 180+ days — built for seasonal living, not vacations.
Pre-existing condition support
Stability periods from 7 to 365 days by age and trip length — we'll help you find a plan that fits.
Emergency medical up to $5M
Hospital, physician, ambulance, prescription refills, and emergency dental.
24/7 assistance from anywhere
Real-time help from your winter home — in English and French, day or night.
Built for extended absences
Most travel insurance caps trip length. Snowbird plans are designed for months-long stays, with automatic extensions if you're hospitalized or delayed.
Stability that works for 60+
Age 60–69 needs 180 days stable; 70+ needs 365 days. We help you understand exactly what your health history means for coverage.
Top-ups & extensions
Extend your trip if you stay longer, with automatic extensions when hospitalized or delayed — no need to repurchase from scratch.
Prescription drug continuity
Up to 30-day supplies, with full coverage during hospitalization and a 30-day supply on discharge.
180+ days
Long-stay plans
$5M
Medical limit
24/7
Assistance
60+
Specialist plans
Ready to get covered?
Heading south for the season? Let's find a long-term plan that matches your health history and your winter address.
